The patron saint of the road! Why is AXA iMotor your best car insurance choice? Give you the most comprehensive protection plan

In today's vehicle insurance market, AXA provides comprehensive and professional protection for electric vehicle and gasoline vehicle owners with its iMotor comprehensive insurance plan. The insurance plan not only covers emergencies, but also includes third-party liability insurance and a series of additional free protection services, allowing car owners to enjoy worry-free driving on the road.

AXA's iMotor comprehensive insurance provides protection of up to HK$100 million against a third party's legal liability resulting from death or bodily injury due to a car accident; and compensation of up to HK$2 million for damage to a third party's property. In addition, this insurance plan also provides comprehensive protection for your car (including the battery of the electric car), ensuring that after an accident, damaged car accessories or parts can be repaired with "zero" depreciation rate.

In terms of medical protection, AXA iMotor Comprehensive Insurance also spares no effort to provide insured drivers and passengers with medical expense compensation of up to HK$4,000 per policy year. In terms of service support, 24-hour emergency service hotline, consultation on claims procedures, emergency towing services, and compensation for substitute vehicle rental fees during repairs are all part of its one-stop service commitment.

For insured drivers who suffer an accident resulting in death or total and permanent disability, AXA provides personal accident protection of up to HK$100,000 per policy year. In addition, when a damaged windshield is repaired or replaced, compensation of up to HK$5,000 is available, and these compensations will not affect the car owner’s no-compensation discount.

AXA iMotor comprehensive insurance, with its comprehensive and detailed protection plan, ensures that car owners can drive their cars with peace of mind and enjoy every journey.

AXA iMotor car insurance official website

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AXA Hong Kong "Hong Kong Cars Going North" Car Insurance Guide!

AXA "iMotor helps you solve car insurance myths"

Today, cars have become an indispensable means of transportation in many people's lives. However, owning a car also means taking on certain risks and responsibilities. This is why car insurance is extremely important. This article will provide an in-depth analysis of the necessity of car insurance, and don’t “beg to buy it” just because the price is low!

Protect property and financial security

A car is not only an important investment, but also represents a considerable asset value. Unfortunately, if your car suffers damage due to an accident or other unforeseen event, you could face a significant financial hit. One of the primary functions of car insurance is to protect your property and financial security. By paying a certain premium, you can ensure that you will be compensated if your vehicle is damaged or stolen, thereby alleviating the financial pressure caused by the loss.

Legal requirements and responsibilities

In most countries and regions, holding car insurance is a legal obligation. This is because car insurance not only protects the car owner, but also takes care of the safety of other road users. If you hit the road without insurance, you may face serious legal consequences, including fines, license revocation, and even jail time. In addition, if you cause injury to others or damage to property in a traffic accident, you may be liable for substantial compensation. Car insurance can help you comply with legal requirements and cover liability in the event of an accident.

Provide medical coverage

Traffic accidents often result in serious physical injuries, and treatment and recovery can be expensive. Car insurance often includes a medical payment program to pay for medical expenses for you and others who are injured. This is equally important for those who are affected by an accident but not injured. For example, if you are the main breadwinner of your family, an injury may cause you to be unable to work, thereby affecting your family's income. Car insurance can provide a level of income protection in situations like these.

Balancing risks and costs

Choosing the car insurance plan that's right for you is a process of balancing risk and cost. Different insurance plans provide different levels of protection, and you can choose according to your needs and budget. If you drive a brand new car, you may choose comprehensive insurance for the most comprehensive coverage; conversely, if you drive an older model, you may consider choosing a lower level of insurance to save money. No matter what you choose, car insurance can give you the help you need when facing risks.

Coping with unpredictable events

Life is full of uncertainties, especially on the road. Traffic accidents, extreme weather, theft, and more can happen when you least expect it. Car insurance provides the psychological comfort of knowing you have a strong support system should something happen to you. This sense of security makes you feel more confident behind the wheel, knowing you have backup in the event of an emergency.

AXA "iMotor's most comprehensive car insurance plan""

Car insurance is extremely important for every car owner. It not only protects your property and financial security, but also ensures that you comply with legal regulations and can effectively respond to various unexpected events. It’s about the safety and well-being of you and your family, never underestimate the value of car insurance! In today's vehicle insurance market, AXA provides comprehensive and professional protection for electric vehicle and gasoline vehicle owners with its iMotor comprehensive insurance plan. The plan not only covers unexpected accidents, but also includes third-party liability insurance and a series of additional free protection services, allowing you to enjoy a worry-free driving experience on the road. Go to the AXA official website now to learn more and choose the AXA iMotor insurance plan for your car and personal safety to ensure that every moment you drive is peace of mind and joy.

AXA "Franchised Maintenance - the first choice for professional automotive services"

AXA carefully selects professional independent car repairers to provide car owners with one-stop, high-quality car repair solutions. To ensure that every car owner can receive the best quality care for their car.

Additional protection: free towing service, priority repair service, free cleaning service before returning the car, six-month maintenance, free return service for repaired cars, transportation allowance of HKD 300 and the depreciation rate required for the subsidy is up to HKD 3,000.

AXA AXA "iMotor"car insurance policy"FAQ Q&A

Q1: How many named drivers can my policy cover?

A1: Your policy can cover up to four named drivers, including one main driver and three other drivers.

Q2: Can I reduce the coverage of my AXA iMotor policy?

A2: Once you select an insurance plan, you will not be able to reduce the coverage of third-party liability insurance or comprehensive insurance. But you can add additional riders to your policy.

Q3: Why is it not necessary to provide the insured amount when applying for insurance?

A3: AXA uses market value as the basis for underwriting to ensure that your car is covered by coverage that matches its true value, thereby preventing you from paying too high a premium. The market value of a car is how much it would cost to replace your car in the same condition (same make, model, condition, specification and age). Because market value changes over time and reflects your car's actual value, there's no need to set a fixed sum insured. In the event of a traffic accident, we will compensate you for the loss or damage to your vehicle based on its pre-accident market value.

Q4: I need to submit a printed copy of the policy to the Transport Department and the installment loan company. Can you provide a printed copy of the policy?

A4: AXA iMotor will email you the policy documents including the coverage form and insurance certificate. These electronic versions of the documents are the same as the paper printed versions, and you can submit them to the Transport Department and installment loan companies as supporting documents.

The most comprehensive car insurance for you to enjoy driving!

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